Health Insurance Made Simple

For Individuals, Families, Seniors & Business Owners. Health Star Insurance, also known as Star Financial Services, is an independent insurance brokerage based in Richmond, Virginia. Because we work with multiple carriers, we can compare plans side by side and help you choose what fits your needs and your budget, from Marketplace and direct health plans to Medicare, life insurance, annuities, and group coverage.

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2027 Enrollment Is Open

Medicare Annual Enrollment runs October 15 through December 7. ACA Marketplace Open Enrollment runs November 1 through January 15. Plans, premiums, and benefits change every year, so now is the time to review your coverage. Book an appointment and we'll compare your 2027 options with you by phone, Zoom, or in person.

Individuals, Families & Business Owners

Shop Medical Plans

ACA Marketplace and direct health plans, short-term medical, and dental and vision coverage for individuals and families. We'll check whether you qualify for savings on the Marketplace. Business owners, ask us about group health and small group dental and vision plans for your team.

Seniors & Medicare

Shop Medicare Plans

Medicare Advantage, Medicare Supplement, and Part D prescription drug plans. Turning 65, or reviewing your plan for next year? We'll walk you through your options and help you compare plans available in your area.

Life Insurance & Annuities

Term and permanent life insurance to protect your family, and annuities to help plan for retirement income. We'll help you find coverage that fits your goals and your budget.

Licensed Insurance Agent

Licensed in AL, FL, GA, MD, ME, MI, MO, NC, OH, SC, TN, VA

Starlyn Davidson

Starlyn Davidson has helped individuals, families, and seniors find coverage since 2018. She is AHIP and FFM certified and specializes in health, Medicare, life, annuities, and group plans for small businesses. Based in Richmond, Virginia, she meets with clients by phone, Zoom, and in person, by appointment.